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Have you considered a supplemental needs trust?

Your son or daughter may have a disability which qualifies him/her for government entitlements such as SSI or Medicaid. Eligibility for these benefits is based upon a person’s financial qualification as well as a finding that s/he is not able to work independently in the national economy. When considering your child’s future, you should consider creating a supplemental needs trust as part of your own estate plan.

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